The default timestamp used for AR is `updated_at` in nanoseconds! (:nsec) This causes issues on any machine that runs an OS that supports nanoseconds timestamps, i.e. not-OS X, where the cache_key of the record persisted in the database (milliseconds precision) is out-of-sync with the cache_key in the ruby VM.

This commit adds:

A test that shows the issue, it can be found in the separate file `cache_key_test.rb`, because
- model couldn't be defined inline
- transactional testing needed to be turned off to get it to pass the MySQL tests
This seemed cleaner than putting it in an existing testcase file.

It adds :usec as a dateformat that calculates datetime in microseconds

It sets precision of cache_key to :usec instead of :nsec, as no db supports nsec precision on timestamps