Above +rake db:migrate+ runs any pending migrations on the _development_ environment and updates +db/schema.rb+. +rake db:test:load+ recreates the test database from the current +db/schema.rb+. On subsequent attempts, it is a good idea to first run +db:test:prepare+, as it first checks for pending migrations and warns you appropriately.
The +rake db:migrate+ above runs any pending migrations on the _development_ environment and updates +db/schema.rb+. The +rake db:test:load+ recreates the test database from the current +db/schema.rb+. On subsequent attempts, it is a good idea to first run +db:test:prepare+, as it first checks for pending migrations and warns you appropriately.
NOTE: +db:test:prepare+ will fail with an error if +db/schema.rb+ doesn't exist.