Make check_for_assignment_to_restricted_or_frozen_location treat
mutation through an owning pointer the same way it treats mutation
through an &mut pointer, where mutability must be inherited from the
base path.

I also included GC pointers in this check, as that is what the
corresponding code in gather_loans/restrictions.rs does, but I don't
think there is a way to test this with the current language.

Fixes #14498.