diff --git a/net/sunrpc/xprtrdma/transport.c b/net/sunrpc/xprtrdma/transport.c
index 66f91f0d071a9bbdec3e440aaa09c94df57ffbe0..41851020291978f095cdb1d4725b476b348e8374 100644
--- a/net/sunrpc/xprtrdma/transport.c
+++ b/net/sunrpc/xprtrdma/transport.c
@@ -296,7 +296,6 @@ xprt_setup_rdma(struct xprt_create *args)
 
 	xprt->resvport = 0;		/* privileged port not needed */
 	xprt->tsh_size = 0;		/* RPC-RDMA handles framing */
-	xprt->max_payload = RPCRDMA_MAX_DATA_SEGS * PAGE_SIZE;
 	xprt->ops = &xprt_rdma_procs;
 
 	/*
@@ -382,6 +381,9 @@ xprt_setup_rdma(struct xprt_create *args)
 	new_ep->rep_xprt = xprt;
 
 	xprt_rdma_format_addresses(xprt);
+	xprt->max_payload = rpcrdma_max_payload(new_xprt);
+	dprintk("RPC:       %s: transport data payload maximum: %zu bytes\n",
+		__func__, xprt->max_payload);
 
 	if (!try_module_get(THIS_MODULE))
 		goto out4;
diff --git a/net/sunrpc/xprtrdma/verbs.c b/net/sunrpc/xprtrdma/verbs.c
index aa08de89de420e48ee67987f36cf32df46477583..13ff87400203fdc4a70f06057c090a62b1652a6f 100644
--- a/net/sunrpc/xprtrdma/verbs.c
+++ b/net/sunrpc/xprtrdma/verbs.c
@@ -1825,3 +1825,44 @@ rpcrdma_ep_post_recv(struct rpcrdma_ia *ia,
 			rc);
 	return rc;
 }
+
+/* Physical mapping means one Read/Write list entry per-page.
+ * All list entries must fit within an inline buffer
+ *
+ * NB: The server must return a Write list for NFS READ,
+ *     which has the same constraint. Factor in the inline
+ *     rsize as well.
+ */
+static size_t
+rpcrdma_physical_max_payload(struct rpcrdma_xprt *r_xprt)
+{
+	struct rpcrdma_create_data_internal *cdata = &r_xprt->rx_data;
+	unsigned int inline_size, pages;
+
+	inline_size = min_t(unsigned int,
+			    cdata->inline_wsize, cdata->inline_rsize);
+	inline_size -= RPCRDMA_HDRLEN_MIN;
+	pages = inline_size / sizeof(struct rpcrdma_segment);
+	return pages << PAGE_SHIFT;
+}
+
+static size_t
+rpcrdma_mr_max_payload(struct rpcrdma_xprt *r_xprt)
+{
+	return RPCRDMA_MAX_DATA_SEGS << PAGE_SHIFT;
+}
+
+size_t
+rpcrdma_max_payload(struct rpcrdma_xprt *r_xprt)
+{
+	size_t result;
+
+	switch (r_xprt->rx_ia.ri_memreg_strategy) {
+	case RPCRDMA_ALLPHYSICAL:
+		result = rpcrdma_physical_max_payload(r_xprt);
+		break;
+	default:
+		result = rpcrdma_mr_max_payload(r_xprt);
+	}
+	return result;
+}
diff --git a/net/sunrpc/xprtrdma/xprt_rdma.h b/net/sunrpc/xprtrdma/xprt_rdma.h
index 97ca516ec6199cde7eb83757beddc150e1b5876b..f3d86b24a4af3cd198107c3fcbd761bc0258f610 100644
--- a/net/sunrpc/xprtrdma/xprt_rdma.h
+++ b/net/sunrpc/xprtrdma/xprt_rdma.h
@@ -348,6 +348,7 @@ void rpcrdma_reply_handler(struct rpcrdma_rep *);
  * RPC/RDMA protocol calls - xprtrdma/rpc_rdma.c
  */
 int rpcrdma_marshal_req(struct rpc_rqst *);
+size_t rpcrdma_max_payload(struct rpcrdma_xprt *);
 
 /* Temporary NFS request map cache. Created in svc_rdma.c  */
 extern struct kmem_cache *svc_rdma_map_cachep;