diff --git a/block/bio.c b/block/bio.c
index 24a496f5d2e22652d02a7a52b615037e6be7f9db..54769659a434725c5ff08c229f16fd55bc119de6 100644
--- a/block/bio.c
+++ b/block/bio.c
@@ -806,6 +806,9 @@ void __bio_add_page(struct bio *bio, struct page *page,
 
 	bio->bi_iter.bi_size += len;
 	bio->bi_vcnt++;
+
+	if (!bio_flagged(bio, BIO_WORKINGSET) && unlikely(PageWorkingset(page)))
+		bio_set_flag(bio, BIO_WORKINGSET);
 }
 EXPORT_SYMBOL_GPL(__bio_add_page);
 
diff --git a/block/blk-core.c b/block/blk-core.c
index 919629ce4015ec7ad6a66300c04023333f6f5c2e..834aea04718f83dfb5db98c8c0ef18717bb9a67d 100644
--- a/block/blk-core.c
+++ b/block/blk-core.c
@@ -36,6 +36,7 @@
 #include <linux/blk-cgroup.h>
 #include <linux/debugfs.h>
 #include <linux/bpf.h>
+#include <linux/psi.h>
 
 #define CREATE_TRACE_POINTS
 #include <trace/events/block.h>
@@ -1134,6 +1135,10 @@ EXPORT_SYMBOL_GPL(direct_make_request);
  */
 blk_qc_t submit_bio(struct bio *bio)
 {
+	bool workingset_read = false;
+	unsigned long pflags;
+	blk_qc_t ret;
+
 	if (blkcg_punt_bio_submit(bio))
 		return BLK_QC_T_NONE;
 
@@ -1152,6 +1157,8 @@ blk_qc_t submit_bio(struct bio *bio)
 		if (op_is_write(bio_op(bio))) {
 			count_vm_events(PGPGOUT, count);
 		} else {
+			if (bio_flagged(bio, BIO_WORKINGSET))
+				workingset_read = true;
 			task_io_account_read(bio->bi_iter.bi_size);
 			count_vm_events(PGPGIN, count);
 		}
@@ -1166,7 +1173,21 @@ blk_qc_t submit_bio(struct bio *bio)
 		}
 	}
 
-	return generic_make_request(bio);
+	/*
+	 * If we're reading data that is part of the userspace
+	 * workingset, count submission time as memory stall. When the
+	 * device is congested, or the submitting cgroup IO-throttled,
+	 * submission can be a significant part of overall IO time.
+	 */
+	if (workingset_read)
+		psi_memstall_enter(&pflags);
+
+	ret = generic_make_request(bio);
+
+	if (workingset_read)
+		psi_memstall_leave(&pflags);
+
+	return ret;
 }
 EXPORT_SYMBOL(submit_bio);
 
diff --git a/include/linux/blk_types.h b/include/linux/blk_types.h
index d6ce7b3ec8b13c5282286e2acaba37ad25f230b4..5a1118d4ef7e80049715b5e79fb995cb04aa9606 100644
--- a/include/linux/blk_types.h
+++ b/include/linux/blk_types.h
@@ -209,6 +209,7 @@ enum {
 	BIO_BOUNCED,		/* bio is a bounce bio */
 	BIO_USER_MAPPED,	/* contains user pages */
 	BIO_NULL_MAPPED,	/* contains invalid user pages */
+	BIO_WORKINGSET,		/* contains userspace workingset pages */
 	BIO_QUIET,		/* Make BIO Quiet */
 	BIO_CHAIN,		/* chained bio, ->bi_remaining in effect */
 	BIO_REFFED,		/* bio has elevated ->bi_cnt */