diff --git a/fs/ksmbd/smb2misc.c b/fs/ksmbd/smb2misc.c
index 6892d18222694841ef96ad5e2ca0ea2398ffbc31..fedcb753c7af51fb733acdced352cea01ed3cec4 100644
--- a/fs/ksmbd/smb2misc.c
+++ b/fs/ksmbd/smb2misc.c
@@ -289,7 +289,7 @@ static int smb2_validate_credit_charge(struct ksmbd_conn *conn,
 	unsigned int req_len = 0, expect_resp_len = 0, calc_credit_num, max_len;
 	unsigned short credit_charge = le16_to_cpu(hdr->CreditCharge);
 	void *__hdr = hdr;
-	int ret;
+	int ret = 0;
 
 	switch (hdr->Command) {
 	case SMB2_QUERY_INFO:
@@ -332,10 +332,7 @@ static int smb2_validate_credit_charge(struct ksmbd_conn *conn,
 	}
 
 	spin_lock(&conn->credits_lock);
-	if (credit_charge <= conn->total_credits) {
-		conn->total_credits -= credit_charge;
-		ret = 0;
-	} else {
+	if (credit_charge > conn->total_credits) {
 		ksmbd_debug(SMB, "Insufficient credits granted, given: %u, granted: %u\n",
 			    credit_charge, conn->total_credits);
 		ret = 1;
diff --git a/fs/ksmbd/smb2pdu.c b/fs/ksmbd/smb2pdu.c
index 7fb0545c21ab7cb3d35d956a9d800de18755e6fd..706191f5e475a38e6bcd8e6e4025921dbe0ed40d 100644
--- a/fs/ksmbd/smb2pdu.c
+++ b/fs/ksmbd/smb2pdu.c
@@ -299,9 +299,8 @@ int smb2_set_rsp_credits(struct ksmbd_work *work)
 	struct smb2_hdr *req_hdr = ksmbd_req_buf_next(work);
 	struct smb2_hdr *hdr = ksmbd_resp_buf_next(work);
 	struct ksmbd_conn *conn = work->conn;
-	unsigned short credits_requested;
+	unsigned short credits_requested, aux_max;
 	unsigned short credit_charge, credits_granted = 0;
-	unsigned short aux_max, aux_credits;
 
 	if (work->send_no_response)
 		return 0;
@@ -316,6 +315,13 @@ int smb2_set_rsp_credits(struct ksmbd_work *work)
 
 	credit_charge = max_t(unsigned short,
 			      le16_to_cpu(req_hdr->CreditCharge), 1);
+	if (credit_charge > conn->total_credits) {
+		ksmbd_debug(SMB, "Insufficient credits granted, given: %u, granted: %u\n",
+			    credit_charge, conn->total_credits);
+		return -EINVAL;
+	}
+
+	conn->total_credits -= credit_charge;
 	credits_requested = max_t(unsigned short,
 				  le16_to_cpu(req_hdr->CreditRequest), 1);
 
@@ -325,13 +331,11 @@ int smb2_set_rsp_credits(struct ksmbd_work *work)
 	 * TODO: Need to adjuct CreditRequest value according to
 	 * current cpu load
 	 */
-	aux_credits = credits_requested - 1;
 	if (hdr->Command == SMB2_NEGOTIATE)
-		aux_max = 0;
+		aux_max = 1;
 	else
 		aux_max = conn->vals->max_credits - credit_charge;
-	aux_credits = min_t(unsigned short, aux_credits, aux_max);
-	credits_granted = credit_charge + aux_credits;
+	credits_granted = min_t(unsigned short, credits_requested, aux_max);
 
 	if (conn->vals->max_credits - conn->total_credits < credits_granted)
 		credits_granted = conn->vals->max_credits -