diff --git a/fs/ext4/inode.c b/fs/ext4/inode.c
index f8a0af11a31e81d6b2250d67c0aa0389f6b6e132..01a97104c86bf5ccb287a517e9652578d9af7ff4 100644
--- a/fs/ext4/inode.c
+++ b/fs/ext4/inode.c
@@ -196,7 +196,12 @@ void ext4_evict_inode(struct inode *inode)
 {
 	handle_t *handle;
 	int err;
-	int extra_credits = 3;
+	/*
+	 * Credits for final inode cleanup and freeing:
+	 * sb + inode (ext4_orphan_del()), block bitmap, group descriptor
+	 * (xattr block freeing), bitmap, group descriptor (inode freeing)
+	 */
+	int extra_credits = 6;
 	struct ext4_xattr_inode_array *ea_inode_array = NULL;
 
 	trace_ext4_evict_inode(inode);
@@ -252,8 +257,12 @@ void ext4_evict_inode(struct inode *inode)
 	if (!IS_NOQUOTA(inode))
 		extra_credits += EXT4_MAXQUOTAS_DEL_BLOCKS(inode->i_sb);
 
+	/*
+	 * Block bitmap, group descriptor, and inode are accounted in both
+	 * ext4_blocks_for_truncate() and extra_credits. So subtract 3.
+	 */
 	handle = ext4_journal_start(inode, EXT4_HT_TRUNCATE,
-				 ext4_blocks_for_truncate(inode)+extra_credits);
+			 ext4_blocks_for_truncate(inode) + extra_credits - 3);
 	if (IS_ERR(handle)) {
 		ext4_std_error(inode->i_sb, PTR_ERR(handle));
 		/*