diff --git a/credential-store.c b/credential-store.c
index d62dc29d06570f54c35aa9f55ab11e431ab1c0a9..8ebfb97c7ffde917da081e65c316673d40571051 100644
--- a/credential-store.c
+++ b/credential-store.c
@@ -170,7 +170,7 @@ int main(int argc, char **argv)
 	} else {
 		if ((file = expand_user_path("~/.git-credentials")))
 			string_list_append_nodup(&fns, file);
-		home_config_paths(NULL, &file, "credentials");
+		file = xdg_config_home("credentials");
 		if (file)
 			string_list_append_nodup(&fns, file);
 	}