diff --git a/conf/devCommons/config/application.yml b/conf/devCommons/config/application.yml
new file mode 100644
index 0000000000000000000000000000000000000000..13d7329d13fd59e5bd148a0367a9dc290810613d
--- /dev/null
+++ b/conf/devCommons/config/application.yml
@@ -0,0 +1,30 @@
+#################################
+# 开发环境通用配置文件放置目录
+#################################
+spring:
+  datasource:
+    # yml填写url连接串， 无需将&符号进行转义
+    url: jdbc:mysql://127.0.0.1:3306/jeepay?zeroDateTimeBehavior=convertToNull&useUnicode=true&characterEncoding=utf-8&autoReconnect=true&useSSL=false
+    username: root
+    password: root
+  redis:
+    host: 127.0.0.1
+    port: 6379
+    password:
+  #activeMQ配置
+  activemq:
+    broker-url: tcp://localhost:61616  #连接地址
+
+  #日志配置参数。
+  # 当存在logback-spring.xml文件时： 该配置将引进到logback配置，  springboot配置不生效。
+  # 不存在logback-spring.xml 文件时， 使用springboot的配置， 同样可用。
+logging:
+  level:
+    root: info   #主日志级别
+    com.jeequan.jeepay: debug   #该项目日志级别，当需要打印sql时请开启为debug
+  path: ./logs  #日志存放地址
+
+#系统业务参数
+isys:
+  oss-file:
+    root-path: /home/jeepay/upload #存储根路径 ( 无需以‘/’结尾 )
diff --git a/conf/manager/application.yml b/conf/manager/application.yml
index b97ff675f0098446671d86d5f43c9c96dd9031a1..f8a0ebb7df2f92599bc040f57ee4554fa36316af 100644
--- a/conf/manager/application.yml
+++ b/conf/manager/application.yml
@@ -16,8 +16,8 @@ spring:
   datasource:
     # yml填写url连接串， 无需将&符号进行转义
     url: jdbc:mysql://127.0.0.1:3306/jeepaydb?zeroDateTimeBehavior=convertToNull&useUnicode=true&characterEncoding=utf-8&autoReconnect=true&useSSL=false
-    username: jeepay
-    password: 123456
+    username: root
+    password:
   redis:
     host: 127.0.0.1
     port: 6379
diff --git a/conf/merchant/application.yml b/conf/merchant/application.yml
index 029965f58860336ffbfabea1930b2aa11e7c5637..c3710c8fd7b9127cf31117852f5a4566cd348283 100644
--- a/conf/merchant/application.yml
+++ b/conf/merchant/application.yml
@@ -16,8 +16,8 @@ spring:
   datasource:
     # yml填写url连接串， 无需将&符号进行转义
     url: jdbc:mysql://127.0.0.1:3306/jeepaydb?zeroDateTimeBehavior=convertToNull&useUnicode=true&characterEncoding=utf-8&autoReconnect=true&useSSL=false
-    username: jeepay
-    password: 123456
+    username: root
+    password:
   redis:
     host: 127.0.0.1
     port: 6379
diff --git a/conf/payment/application.yml b/conf/payment/application.yml
index 177bcfea4b0bf7fc0002873b91d8bf81f2b41b08..69f03be0e270acfa7a8d1e2aa47590fcdd18ab4c 100644
--- a/conf/payment/application.yml
+++ b/conf/payment/application.yml
@@ -16,8 +16,8 @@ spring:
   datasource:
     # yml填写url连接串， 无需将&符号进行转义
     url: jdbc:mysql://127.0.0.1:3306/jeepaydb?zeroDateTimeBehavior=convertToNull&useUnicode=true&characterEncoding=utf-8&autoReconnect=true&useSSL=false
-    username: jeepay
-    password: 123456
+    username: root
+    password:
   redis:
     host: 127.0.0.1
     port: 6379
diff --git a/conf/readme.txt b/conf/readme.txt
new file mode 100644
index 0000000000000000000000000000000000000000..46d12f76e88c7584687c2a31be88388d44a959e7
--- /dev/null
+++ b/conf/readme.txt
@@ -0,0 +1,20 @@
+
+文件夹用途： 用于放置开发环境的通用配置项和生产环境下的项目配置模板。 
+
+1. 【devCommons】： 
+开发环境通用配置文件放置目录。 更改此目录后将覆写 manager/merchant/payment 项目下的application.yml文件对应参数，从而达到每个项目不必单独配置的目的，更加节约开发时间。
+
+2. 该文件夹下的【manager/merchant/payment】：
+文件为上线部署时与jar同级目录下的application.yml建议配置项的模板。 需更改为实际参数， 也可按需添加。 
+
+
+扩展知识：
+#####################################################
+
+# spring boot支持外部application.yml  读取优先级为：
+#   1、file:./config/（当前目录下的config文件夹）
+#   2、file:./（当前目录）
+#   3、classpath:/config/（classpath下的config目录）
+#   4、classpath:/（classpath根目录）
+
+#####################################################
\ No newline at end of file
diff --git a/jeepay-manager/pom.xml b/jeepay-manager/pom.xml
index 9dfc058640a9ae28bb0ac9d277f30ddfea262a88..104487d1719268cb051d0eecc30ec0600565cf97 100644
--- a/jeepay-manager/pom.xml
+++ b/jeepay-manager/pom.xml
@@ -95,6 +95,19 @@
     <!-- 作为可执行jar -->
     <build>
         <finalName>${project.artifactId}</finalName>
+
+        <!-- resources资源配置项 -->
+        <resources>
+            <!-- 通用资源文件 -->
+            <resource><directory>src/main/resources</directory><includes><include>**/*.*</include></includes></resource>
+
+            <!-- 放置通用配置yml文件， 开发时仅配置一套参数即可。   实际生产环境下应在每个项目下 与jar同级目录下新建application.yml覆写对应参数。  -->
+            <resource>
+                <directory>../conf/devCommons</directory>
+                <includes><include>**/*.yml</include></includes>
+            </resource>
+        </resources>
+
         <plugins>
             <plugin>
                 <groupId>org.springframework.boot</groupId>
diff --git a/jeepay-manager/src/main/resources/application.yml b/jeepay-manager/src/main/resources/application.yml
index 0f0bdfaba379a08770ba4274c3bc88a9824fa99f..041dd2eb6912766a53ea076844ffbbd4c1ecbf5a 100644
--- a/jeepay-manager/src/main/resources/application.yml
+++ b/jeepay-manager/src/main/resources/application.yml
@@ -20,9 +20,9 @@ spring:
             number_format: '#' #数字格式进行原样显示，不加格式化字符例如  100,00
     datasource:
         # yml填写url连接串， 无需将&符号进行转义
-        url: jdbc:mysql://127.0.0.1:3306/jeepay?zeroDateTimeBehavior=convertToNull&useUnicode=true&characterEncoding=utf-8&autoReconnect=true&useSSL=false
+        url: jdbc:mysql://127.0.0.1:3306/jeepaydb?zeroDateTimeBehavior=convertToNull&useUnicode=true&characterEncoding=utf-8&autoReconnect=true&useSSL=false
         username: root
-        password: root
+        password:
         druid:
             # 连接池配置项
             initial-size: 5 #初始化时建立物理连接的个数
@@ -70,6 +70,6 @@ isys:
 
     # 文件系统配置项（系统内oss， 并非云oss）
     oss-file:
-        root-path: E:/home/jeepay/files #存储根路径 ( 无需以‘/’结尾 )
+        root-path: /home/jeepay/upload #存储根路径 ( 无需以‘/’结尾 )
         public-path: ${isys.oss-file.root-path}/public #公共读取块  ( 一般配合root-path参数进行设置，需以‘/’ 开头, 无需以‘/’结尾 )
         private-path: ${isys.oss-file.root-path}/private #私有化本地访问，不允许url方式公共读取 ( 一般配合root-path参数进行设置，需以‘/’ 开头, 无需以‘/’结尾  )
diff --git a/jeepay-merchant/pom.xml b/jeepay-merchant/pom.xml
index 578834921c4e5513db593e6e038487fc670d0529..8f0259ccc7838ee25b935dd0eb77b1ee48114fd5 100644
--- a/jeepay-merchant/pom.xml
+++ b/jeepay-merchant/pom.xml
@@ -94,6 +94,19 @@
     <!-- 作为可执行jar -->
     <build>
         <finalName>${project.artifactId}</finalName>
+
+        <!-- resources资源配置项 -->
+        <resources>
+            <!-- 通用资源文件 -->
+            <resource><directory>src/main/resources</directory><includes><include>**/*.*</include></includes></resource>
+
+            <!-- 放置通用配置yml文件， 开发时仅配置一套参数即可。   实际生产环境下应在每个项目下 与jar同级目录下新建application.yml覆写对应参数。  -->
+            <resource>
+                <directory>../conf/devCommons</directory>
+                <includes><include>**/*.yml</include></includes>
+            </resource>
+        </resources>
+
         <plugins>
             <plugin>
                 <groupId>org.springframework.boot</groupId>
diff --git a/jeepay-merchant/src/main/resources/application.yml b/jeepay-merchant/src/main/resources/application.yml
index b0e43c06ee5d13cb44786c01908e6ed29d4feff0..57a3f1b1275f8e82e75c44e8ee42453dc4c39859 100644
--- a/jeepay-merchant/src/main/resources/application.yml
+++ b/jeepay-merchant/src/main/resources/application.yml
@@ -20,9 +20,9 @@ spring:
             number_format: '#' #数字格式进行原样显示，不加格式化字符例如  100,00
     datasource:
         # yml填写url连接串， 无需将&符号进行转义
-        url: jdbc:mysql://127.0.0.1:3306/jeepay?zeroDateTimeBehavior=convertToNull&useUnicode=true&characterEncoding=utf-8&autoReconnect=true&useSSL=false
+        url: jdbc:mysql://127.0.0.1:3306/jeepaydb?zeroDateTimeBehavior=convertToNull&useUnicode=true&characterEncoding=utf-8&autoReconnect=true&useSSL=false
         username: root
-        password: root
+        password:
         druid:
             # 连接池配置项
             initial-size: 5 #初始化时建立物理连接的个数
@@ -70,7 +70,7 @@ isys:
 
     # 文件系统配置项（系统内oss， 并非云oss）
     oss-file:
-        root-path: E:/home/jeepay/files #存储根路径 ( 无需以‘/’结尾 )
+        root-path: /home/jeepay/upload #存储根路径 ( 无需以‘/’结尾 )
         public-path: ${isys.oss-file.root-path}/public #公共读取块  ( 一般配合root-path参数进行设置，需以‘/’ 开头, 无需以‘/’结尾 )
         private-path: ${isys.oss-file.root-path}/private #私有化本地访问，不允许url方式公共读取 ( 一般配合root-path参数进行设置，需以‘/’ 开头, 无需以‘/’结尾  )
 
diff --git a/jeepay-payment/pom.xml b/jeepay-payment/pom.xml
index 3c95da334e2a0f7fef5ba97e6f5d680910c1740d..c0d0cc84882bfe42ecc378748ab0a5b327c73920 100644
--- a/jeepay-payment/pom.xml
+++ b/jeepay-payment/pom.xml
@@ -106,6 +106,19 @@
     <!-- 作为可执行jar -->
     <build>
         <finalName>${project.artifactId}</finalName>
+
+        <!-- resources资源配置项 -->
+        <resources>
+            <!-- 通用资源文件 -->
+            <resource><directory>src/main/resources</directory><includes><include>**/*.*</include></includes></resource>
+
+            <!-- 放置通用配置yml文件， 开发时仅配置一套参数即可。   实际生产环境下应在每个项目下 与jar同级目录下新建application.yml覆写对应参数。  -->
+            <resource>
+                <directory>../conf/devCommons</directory>
+                <includes><include>**/*.yml</include></includes>
+            </resource>
+        </resources>
+
         <plugins>
             <plugin>
                 <groupId>org.springframework.boot</groupId>
diff --git a/jeepay-payment/src/main/resources/application.yml b/jeepay-payment/src/main/resources/application.yml
index 9c9a503987184f114b7e0066fa524d10b235e8c6..fc7a85f53442d9338526e61a462c68f2ee7c8791 100644
--- a/jeepay-payment/src/main/resources/application.yml
+++ b/jeepay-payment/src/main/resources/application.yml
@@ -20,9 +20,9 @@ spring:
             number_format: '#' #数字格式进行原样显示，不加格式化字符例如  100,00
     datasource:
         # yml填写url连接串， 无需将&符号进行转义
-        url: jdbc:mysql://127.0.0.1:3306/jeepay?zeroDateTimeBehavior=convertToNull&useUnicode=true&characterEncoding=utf-8&autoReconnect=true&useSSL=false
+        url: jdbc:mysql://127.0.0.1:3306/jeepaydb?zeroDateTimeBehavior=convertToNull&useUnicode=true&characterEncoding=utf-8&autoReconnect=true&useSSL=false
         username: root
-        password: 123
+        password:
         druid:
             # 连接池配置项
             initial-size: 5 #初始化时建立物理连接的个数
@@ -69,5 +69,5 @@ isys:
 
     # 文件系统配置项（系统内oss， 并非云oss）
     oss-file:
-        root-path: E:/home/jeepay/files #存储根路径 ( 无需以‘/’结尾 )
+        root-path: /home/jeepay/upload #存储根路径 ( 无需以‘/’结尾 )
         private-path: ${isys.oss-file.root-path}/private #私有化本地访问，不允许url方式公共读取 ( 一般配合root-path参数进行设置，需以‘/’ 开头, 无需以‘/’结尾  )